About us - A great mortGage broker

At GAIN FINANCE, we are a Ballarat mortgage broker and a Ballarat finance broker. We want to help you achieve YOUR personal and business goals.

Gain Finance puts customers at the centre of everything we do. We value integrity and we contribute to the community.

We will help you find and gain a financial solution, whether it be through a home loan, business loan, car loan or SMSF loan, tailored to YOUR needs because -
  • we get to know YOU, your circumstances and what’s important to YOU
  • we match YOUR needs and objectives with suitable financial solutions
  • we understand real estate, other assets, employment circumstances and businesses, along with government home ownership and loan schemes, enabling us to recommend suitable loan solutions and to prepare positive submissions to lenders
  • we understand and have access to a wide range of home loans, asset finance products and business loans and financial products that can meet YOUR specific needs and objectives.
GAIN FINANCE recommends suitable and competitive financial solutions, while providing a convenient, reliable and satisfying experience. We are online and mobile and can work with you anywhere in Australia. We are knowledgeable and we will deal with your other service providers (e.g. solicitor or builder). We are here to help YOU.

Gain Finance is community minded and a proud supporter of Young Diggers, Dare to Hope, The Ballarat Foundation and United Way.

About the Owner

Nigel Fitzpatrick lives in Ballarat. He is a member of The Finance Brokers Association of Australia and has committed to The Banking and Financial Services Oath, an undertaking to apply moral and ethical standards in the banking and finance profession.

Nigal has vast experience in financial services, mortgage broking, business advisory services and real estate. He has a Degree in Business and a Diploma of Finance & Mortgage Broking Management.

Nigel’s financial services experience includes:

  • Home Loans and property finance (inc. SMSF loans)
  • Vehicle and equipment finance
  • Commercial finance for projects, business acquisitions, commercial properties and cash flow

Nigel has authored a number of publications including a book on cash flow, "Cashing In ... How to Get Your Business Humming ...". Tony Gattari, Founder of the Achievers Group, said this book is "a must read for any business owner serious about building a long-term sustainable commercial enterprise".

Nigel has been Chair of the Ballarat Branch of CPA Australia and was a Counsellor of the Victorian Divisional Council of CPA Australia. He has also participated in leadership roles on committees of community organizations, including Hawthorn Football Club and East Ballarat Junior Football Club.

Nigel turned his hand to helping out Hawthorn Football Club during the threatened merger with the Melbourne Demons, subsequently producing the Club's business plan and chairing the Club’s strategic planning committee.

Nigel is married with 3 children. In his time off, he enjoys travelling with family, bush walking and barracking for the Hawks.

Nigel provides finance and mortgage broking services all over Australia, including -

Bacchus Marsh
Ballarat Central
Ballarat East
Ballarat North
Bakery Hill
Black Hill
Brown Hill
Lake Wendouree
Lal Lal
Miners Rest
Mount Clear
Mount Pleasant
Winter Valley

Nigel Fitzpatrick

Finance Broker and Director


ABN 76 659 191 974

Get in touch with us today!